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  1. What are the deciding factors when you pick an online casino to play for real money? Is it the neon lights that welcome you, or does a specific game developer motivate you to join? Perhaps it is the incentive of a lucrative welcome bonus. Apart from selecting a licensed and reputable platform to play at, there are other important considerations. One factor that is extremely important and very often overlooked is the payment solutions available. It is the not-so-sexy aspect of playing for real money, but it is also the make-or-break point in the circle of gambling entertainment. Most experienced punters who frequent online casino platforms know which deposit and withdrawal solutions work best for them. However, novice users may assume that all casinos will have the right options available, and sometimes, only consider this once it is time to make their first deposit. Jurisdictional legislations vary from one country to the other and this can sometimes cause a divide in the global online casino industry. Therefore, payment solutions are not a one-size-fits-all scenario. We know that the main reason you enjoy casino entertainment is to break away from everyday stressors, so we’re giving you a breakdown of the most popular and reliable payment tools right here. Why Are Payments Methods So Important? When we rate online casino experiences, one of the determining factors is how efficient they are at processing money. If the deposit and withdrawal process is seamless, it helps to create loyal players because the customer’s experience is the highest priority. Trusted gambling platforms adhere to directives from the applicable gambling authorities and they know their players want the most convenient payment options. Making haste with a payment solution can cause unwanted delays and frustration, which will detract from your relaxing entertainment experience. Be sure to know about the major solutions offered to make an educated decision when you create your profile. 6 Popular banking options ✓ Debit Cards One of the most popular and widely accepted payment options is debit card payments. Most online casinos will accept your VISA and Mastercard. When depositing money and withdrawing funds, you get to control the limits that are linked to your bank account. Something to consider is whether you will need to convert currency from your bank to that of the casino, as this will cause additional fees for your account. Some banks reward their patrons for using their VISA or Mastercard through a loyalty points program, so you can get a little more out of transacting this way. ✓ Credit Cards Many casinos accept credit cards, like VISA, Mastercard, Maestro, American Express, and others. Although financial institutions may offer reward systems for using a credit card to transact, there usually are hefty interest rates linked to credit funds. Players should proceed with caution when gambling with borrowed money. It is always important to incorporate your gambling expenses into your monthly budget, and even more so if you plan to use a credit card to pay. In the UK, they strictly prohibited credit card payments, as per the UK Gambling Commission. Other countries like Sweden, Australia, and Ireland also ban credit funded wagers. One reason it is so risky to gamble on credit is that it becomes tricky to keep track of how much you spend. Should you decide to use your credit card, apply the safer gambling tools provided by online casinos like setting a deposit limit. ✓ Wire Transfer One of the safest and most popular high-roller options is a wire transfer. The majority of online casinos will accept wire transfers and usually allow sizeable amounts. A downside for this type of transaction is that it could take a while to process, as transfers from one bank to another aren’t always immediate. In certain countries, wire transfers are the most popular form of payment. Latin American punters prefer this means of transacting above all the others. A report issued by Mastercard in 2020 showed that only 55% of Latin American adults have a bank account. In Brazil, players make use of Boleto Bancário where they can deposit cash at a branch that will transfer the funds to an operator’s account. ✓ E-wallets This is exactly what it sounds like. An electronic wallet where you can keep your money to use as you please. E-wallets are a favourite because it’s an efficient way of transacting. It usually has low charges for users but allows for speedy deposits and withdrawals. Skrill is one of the most popular suppliers worldwide and offers transactions in almost 40 currencies in over 200 countries. Other popular e-wallets are PayPal, ecoPayz, Ozan, and NETELLER. ✓ Pre-paid Cards One of the well-known pre-paid cards used globally is Paysafecard. Most online casinos accept it and the system is really easy to use. An important perk of using Paysafecard is that you remain anonymous, and it does not link to your bank account. Because you only deposit a set amount, pre-paid cards allow you to stay in control of your bankroll. The downside of using pre-paid cards is that they usually have deposit limits. It is super easy to load funds onto these cards as well. All you need to do is use cash or your debit/credit card at the pay point to load your desired amount. You can either purchase a card in-store and use a 16-digit pin code for making your deposit, or you can download the Paysafecard app and use the QR barcode for payments. Casinos can transfer your winnings into the card, should you choose to do so. ✓ Open Banking (Instant Bank Transfers) These service providers allow players to make a payment on the platform they are signing up with. It securely and rapidly links with your bank account to transfer funds. It usually incorporates your bank’s authorisation system with the process, so you need to approve the transaction on your banking app. There are usually no costs involved for the player. Some of the top service providers are Trustly in Europe, iDeal in The Netherlands, and Citadel worldwide. In Germany, Austria and Belgium, the most popular open banking gateway is SOFORT. Open banking is a secure way for patrons and merchants to move money into each other’s accounts. The systems use APIs and open-source technology to provide speedy transactions with increased security and transparency. Mobile Payment Apps Today, over 80% of the world’s population use smartphones and most of us prefer transactions that can take place from the palm of our hand. mobile casinos are on the rise because of this, and it only makes sense for payment solutions to move in the same direction. The most popular payment method in India is PhonePe, an app that uses the country’s BHIM app for fast and secure transactions. The country’s National Payments Corporation provides infrastructure for the UPI-powered (Unified Payments Interface) system that allows citizens to integrate multiple bank accounts into one app. Smart payment apps like MuchBetter and Euteller have revolutionised deposit and withdrawal solutions in igaming. Some mobile payment apps are compatible with smartwatches for more convenience. Mobile apps do sometimes charge a fee for transactions, so be sure to read the fine print. Cryptocurrency Bitcoin was the first alternate currency and today we have a list of cryptocurrencies to choose from if we choose to trade in the blockchain tech world. Several reputable online casinos accept cryptocurrency for deposits and some encourage patrons to take withdrawals in this form. The main reason players choose cryptocurrency is because it offers a private, secure, and cost-effective way of transacting. Not to mention that the speed of transactions in the blockchain world is unsurpassed. Crypto has another advantage of being decentralised but punters need to understand the blockchain world a little more in-depth before buying into it. Choosing the Best Way to Wager Access and pay-out time would probably be the top factors to measure when selecting your means of payment. Like with any choice, the pros need to outweigh the cons. Once you know which licensed casino you will make a deposit with, you can explore the options they have available. The most secure and popular methods listed above should be available at the most reputable casinos. Debit Cards and E-wallets are popular for good reason and you can’t go wrong with those two. Always read the conditions before making a deposit, because the casino may charge certain transaction fees for some payment methods. You may wonder how safe all of these are. Rest assured that casino platform providers and payment providers make it their highest priority to present highly secure payment solutions. SSL data encryption technology ensures that the payment process has extra layers of security to protect sensitive information.
  2. Using Your Credit Card In online casinos In today's technology-driven world, it was only a matter of time before online casinos started taking credit cards. Almost all online casinos will take your credit card and deposit money into your online casino account upon your request. That means you should already know which credit card you should use once you determine you want to put your casino account on your favorite plastic credit or debit card. There are almost online casino choices, but finding some credit cards offer top tier credit card options for depositing and withdrawing money. That's why the rate of people using credit cards for online casinos is growing. Read on and discover in the guide below what some of the online casino terms are per credit card and why it may be the one you want to start using. Online Casinos It's essential to understand the sheer number of online casino choices that are available to you that are now set up to use your credit or debit cards. You can now go to credit card gambling sites that include but aren't limited to online casinos, mobile casinos, sportsbooks/sports betting, poker rooms, and more. It's common for any online casino player only to want to use top-tier and secure online casinos before they indiscriminately start using their credit cards to withdraw or deposit money into a casino account. The three most common criteria players like to see when using an online casino that uses their credit cards for withdrawals and deposits is a legitimate body license, independent regulation, and valid SSL encryption. What exactly does that mean for credit card withdraws and deposits? #1 Legitimate Body License Every casino, whether it's online or not, should have a legitimate licensing body for their bricks and mortar casino or online casino website. The possession of that legitimate license means they are operating as a legal online casino. Different countries have different legitimate licensing bodies, but in the UK, one of them is the UK Gambling Commission. The UK Gambling Commission was set up in 2005, and it is an independent non-departmental public body that receives money and support from the UK government for culture, media, and sport. In essence, they are the regulator for all commercial gambling operators, including regulating lotteries. It is the online casino license that best represents that a casino can operate legally, so you feel more secure in providing your credit card information for deposits and withdrawals. #2 Independent Regulation Not only do online casinos have to be licensed, but they also have to be regulated for security reasons by an independent authority. A common independent authority regulatory is eCOGRA. eCOGRA was established in 2003 and is an independent body that is an approved testing agency that specializes in certification of any online software and systems used in gaming. #3 Valid SSL Encryption Finally, the epitome of security needs a valid SSL encryption certificate for online casinos. That's because encryption is one way you can ensure that if data is being exchanged between your credit card and the online casino, it is safe to use. The online casino's secure encryption ability should avail itself to credit card advances that make things as easy as possible for you. What Is The Best Credit Card for Online Gambling? There are over 24 million people in the UK that gamble, with about 800,000 of them using credit cards to gamble. That's why knowing what to look for in online gambling casinos doesn't let people know which credit card should be used. There are various opinions about which credit cards serve you best in an online casino. The best credit card to use for online gambling is broken into four different categories based on the credit card network listed in no particular order are: Visa Master Card Discover American Express The above four credit cards authorize and process a transaction, but they go an extra step by setting terms in liability for fraud or fees charged to merchants when you pay with credit. All four cards have a successful network within the online gambling network. But if you live in the UK as of April 14, 2020, there is a ban on players placing bets through an online casino using credit cards. The Top 10 Online Casinos That Accept Credit Card Deposits and Withdrawals The top ten online casinos that accept secure and regulated top-tier credit card deposits and withdrawals are listed below. Each of these online casinos has a reason they are so popular with players throughout the world. Many of the casinos also offer lucrative bonuses for players and allow credit card deposits made quickly for players. #1 888 Casino 888 Casino is one of the oldest and most recognized online casinos since it emerged in 1997. 888holdings operates 888 online casinos, and it's licensed through the UK and Gibraltar iGaming jurisdiction. Its claim to fame is that it gives its players bonus funds and daily cashback in addition to its welcome deals that include no deposit offers, cashback, and free slot spins. It's 888 Casino's earned perks that include dedicated and excellent customer services as well as a VIP club that makes it a top-tiered credit card online casino option. You can play 888 casino games on mobile devices with favorite games like Zuma Slots, Millionaire Genie, Gods of Gold, Gonzo Quest, Clash of the Titans, and more. 888 online casino also offers instant wins, video poker and table games with an American and European roulette version. Uniquely 888 online casinos have earned a fair and safe seal from eCOGRA. Its credit card network is large, using everything from PayPal to Apple Pay. #2 1XSlots Casino 1XSlots Casino has a massive library of slots with everything from NetEnt to Microgaming and Fugaso. You can find 5,927 online games, including almost any type of electronic table game, including video poker, live games, and live dealer casino games. They are licensed by Curacao and were founded in 2020. 1XSlots Casino has so many deposit and withdrawal methods; it's hard to list them all, but they range from you being able to use Cryptocurrency to 47 different payment methods. 1XSlots is known for its very generous promotions and always offer live support teams for their exemplary customer service. 1XSlots Casino live dealer games are top of the line. They offer live Blackjack, Baccarat, Stud poker, Texas hold-em, and a live Wheel of Fortune. Once you get up to $1500 /Ƀ0.2 on your first three deposits, you receive 150 Free Spins, which is hard to beat as an incentive. #3 22Bet Casino 22bet Casino has been around since 2018. It's a Marikit Holdings, Ltd online gambling site and has a gaming license issued by the Government of Curacao. This is a casino that's known for its instant-online play platform that can be used from almost any web browser. Players love the access to game types 22bet Casino offers that includes slots, jackpot, roulette, blackjack, and more. 22bet Casino is known for its robust portfolio of games in addition to its large variety of payment and deposit methods. They have over 40 e-wallets that work for you with popular bank cards from Visa, MasterCard to Maestro, and Entropay. Their slot games run from the popular to the exciting, and they also offer various casino Poker, Blackjack, Baccarat, and other table games. #4 7bit Casino 7bit Casino is a widely popular online casino that focuses on Bitcoin gambling. 7bit Casino was founded in 2014. It is licensed by Curacao and runs on the SoftSwiss instant play platform. This platform offers a very wide and varied selection of slots and table games. Even though 7BitCasino is a Bitcoin online gambling casino you can use credit and debit cards in addition to a variety of e-wallet applications. The customer service is known for being available to you 24/7 and 7 days a week. #5 Royal Vegas Casino Royal Vegas Casino is an oldie but goody recognizable iGaming brand that was founded in 2000. Royal Vegas Casino is owned by Digimedia Ltd and operates under a licensed issued by Malta Gaming Authority. Royal Vegas Casino is known for its generous welcome package and promotional events offered to its players. Some of these promotional events are in the form of a prize draw with others being leaderboard challenges. This is an online gaming casino that accepts global currencies and offers credit card deposits and withdraws through Visa, Mastercard, eChecks, Entropay and more. What's more, it has excellent web-based communication available that offers exemplary customer support in almost all languages. #6 PlayOJO Casino PlayOJO was founded in 2019 and is licensed by Malta. PlayOJO Casino goes one step further and lets you know they are audited by iTech Labs which gives it a seal of respectability. PlayOJO Casino is founded on another brand entitled Skill on Net that combines the network of what's offered on the iGaming sites. PlayOJO Casino offers a welcome package that's hard to beat with Free Spins of slot games, kicker promotions, and a diverse selection of live tournament games. PlayOJO Casino also provides SSL encryption for its cutting edge technology with credit cards like Mastercard, Visa, NETELLER, e-Wallets, and PayPal. #7 SlottyVegas Casino SlottyVegas Casino was founded in 2014 and is licensed by Malta. The owner NRR Entertainment, Ltd gives this online casino a recognized name with respectability. You can play video slots, gamble in the live casino with classic games, and more. SlottyVegas Casino uses software providers that are heavyweights in their respective industries like NetEnt and Microgaming. This is an SSL encrypted credit card website with Visa, Mastercard, NETELLER, and Skrill to name a few. The casino is known for its player support with live chat reserved for any player of Slotty Vegas. #8 Jackpot City Casino Jackpot City Casino was founded in 1998 and is licensed by Malta and the Kahnawake Gambling Commission. What's more, this is an online casino that's audited through eCOGRA to give it the seal of respectability. Jackpot City Casino is known for its microgaming software that makes the gaming offered safe and secure. Players at Jackpot City Casino have a variety of currencies they can choose from and Visa, Mastercard, NETELLER, Euteller, Paysafecard, bank transfers, and more are offered in a user-friendly method. The casino offers one of the most convenient customer service chat and email support available in online casinos. #9 BitCasino BitCasino is licensed by Curacao and audited by TST and has been around since 2014. It's owned by mBet Solutions which is a Bitcoin company that's available in the iGaming industry. BitCasino has a mobile and workable desktop system. All users can access the casino through an HTML5 browser or an Android, iOS, or Windows system. Their gaming systems run from almost any slot game imaginable to live casino dealer table games. There is a high-level of security due to Bitcoins encrypted software system with Bitcoin being the primary currency used for deposits and withdrawals. #10 Red Star Casino Red Star Casino dates back to 2005 and is powered through Microgaming, PlaynGo, Tain, GamesOS, and other software systems. There are regulated and licensed by Curacao and have over 1000 games it offers to its players. But this casino is most known for its progressive jackpots and its ability to offer players deposits and withdrawals via Mastercard. Your Online Casino Best Choice All of the casinos listed above accept credit cards. That's why once you understand who owns the casinos and regulates them you're able to discern which ones provide the best safety for your online casino deposits. When it's your credit card being used at an online casino there's no measure you shouldn't take in reviewing them and finding out not only what they offer in terms of fun and games but also what the provide you in security. The rest of the equation comes down to Lady Luck which is what casinos are supposed to be about.
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