Lucky Ladies is one of the most popular blackjack side bets in existence. Like with most blackjack side bets, this one doesn't affect the actual game and is completely optional. It is up to you as a player to decide whether you want to place the additional wager or not, while the main game is played according to the rules of whatever particular variation is being spread.

Lucky Ladies Blackjack Rules

The main idea behind the Lucky Ladies Blackjack side bet is that any player who is dealt 20 always wins, regardless of what the dealer happens to draw. The way it works is that the player places the Lucky Lady side bet before the start of the hand. Then the hand proceeds as usually, with the player being dealt two cards.

If the total of your first two cards is 20 exactly, you’ll get paid according to the specific Lucky Ladies pay table. It is always good to check this one, as different casinos have different payouts. We’re bringing you one of the more common variations:

·         Any two cards totaling 20: 4 to 1 on the side bet

·         Two suited cards totaling 20: 9 to 1

·         If you’re dealt a pair totaling 20: 19 to 1 (for example, two Kings)

·         Two Queens of Hearts: 125 to 1

·         Two Queens of Hearts & the dealer makes the blackjack: 1000 to 1

Once again, exact pay tables may vary, but there are none that are actually favorable to the player. In fact, the house edge with the Lucky Ladies Blackjack side bet is quite big, anywhere between 17.5% and 30%, so use this one with caution.